Rate Relief and Mortgage Spread Compression

September 22, 2025 — In this week’s Notes from the Desk, we examine how the Fed’s latest rate cut is reinforcing the strength of the MBS market. From spread compression to a shifting balance of risks, we explore the evolving dynamics shaping investor decisions. Discover why MBS continues to offer compelling value and resilience, and what investors should watch as policy shifts and hedging dynamics evolve for the next stage of the cycle.

  • DATE: September 22, 2025
  • TYPE: PDF
generic image

Featured Insights

generic image
Fixed Income

Rate Cut Marks Start of Fed’s Shift Toward Neutrality

September 17, 2025 -- The Federal Reserve cut its benchmark interest rate by a quarter percentage point at the September FOMC meeting, lowering the federal funds target range...

Learn more >

generic image
Fixed Income

What the Decline in ON RRP Means for Markets

September 15, 2025 -- All eyes are on the FOMC this week, with markets broadly anticipating a rate cut. Market participants will be closely analyzing the dot plot...

Learn more >

generic image
Fixed Income

Rates on the Precipice

September 9, 2025 -- Last week, the highly anticipated nonfarm payrolls report for August came in softer than expectations, printing just 22k jobs versus the consensus of 75k.

Learn more >